A Notary Public is an official of integrity appointed by state government, typically by the secretary of state, to serve the public as an impartial witness in performing a variety of official fraud-deterrent acts related to the signing of important documents. These official acts are called notarizations, or notarial acts. Notaries are publicly commissioned as “ministerial” officials, meaning that they are expected to follow written rules without the exercise of significant personal discretion, as would otherwise be the case with a “judicial” official..
A Loan Signing Agent is a commissioned notary public that is background checked, insured, bonded, and certified to handle your Real Estate Transactions. Loan Signing Agents work closely with Realtors, Mortage Brokers, Title & Escrow Offices, and Law Firms in handling all documentation associated with the Purchasing and Selling of Land and Real Estate.
The State of Indiana has regulated a maximum of $10 per signature per person per document. Mobile Notaries may add travel fees to services if they are traveling to your location. Travel fees are set according to the IRS Standard Mileage Rate.
Documents that fall under the “General Notary” category are charged according to state maximum. Real Estate Document fees are not regulated by the State and are set by the Notary. These documents are also DATE SENSITIVE and often requires the notary to scan back to Lenders and mail for next business day delivery. These fees vary depending on the type of loan transaction. Fees for Real Estate Documents can range from $50-350.
Appointments are preferred! Because I am a mobile notary, I may have a closing scheduled at a time you are requesting. You can always call/text/email to check my availability.
YES! Be sure to check Google often for specials! Hardship discounts are also available on a case by case basis.
NO! All ID’s must be contain a photo and be valid before a notarization can take place. Acceptable forms of identification are government issued Driver’s License, State issued ID cards, Passport books/cards, Military ID’s, Visas, Student ID cards.
Secondary forms of ID include birth certificate, social security card, utility bill, marriage certificates
Notaries Public verify signatures on the document to be the true and accurate signature of the signer. The contents of the document is the responsibility of the signer.
YES! There are a few instances where a notary can refuse to notarize a document.
- The signer is not present.
- The document is incomplete or blank.
- The document has white-out on it.
- The signer has been adjudicated mentally incapacitated and has not been restored to capacity as a matter of record.
- The signer cannot produce acceptable identification.
- The signer does not speak English, and no one is available to translate the document to a common language.
- The signer wants you to certify a copy of a vital record.
- The document does not have a prepared notary certificate, and the signer cannot tell you what notarial act is required.
- You believe that the signer is being coerced or does not understand the consequences of signing the document.
- The signer appears to be drunk, sedated, or disoriented.
- You know or suspect that the transaction is deceptive, illegal, or false.
- You are not comfortable with the request.
- The signer is a minor.